Steps to Federal Student Aid For New Jersey Students

Applying  for Federal Student Aid for New Jersey students is not an easy task. It requires a lot of preparation to make sure your application if filled out correctly without any errors. Having mistakes or not filling out certain fields can cost you your award and may cause your application to be rejected for any type of grants and school funding. It is strongly recommended that you seek professional help from a trusted and reliable college planner and advisor who will assist you with this complicated process. Whether you are a NJ high school student in your sophomore, junior or senior year – it is never to early to start planning for your future college education. Contact one of our trained college counselor specialists to help you with your Federal Student Aid process at 973-514-2002.

Below is a step by step guide for NJ students to help them with Federal Student Aid

Step 1:

Get information and help from your high school counselor,  NJ certified college counselor or planner, the financial aid office at the college or career school you plan to attend, or the U.S. Department of Education at or 1-800-4-FED-AID (1-800-433-3243).

Step 2:

Get a Federal Student Aid PIN, a personal identification number. A PIN lets you apply, “sign” your online Free Application for Federal Student Aid, make corrections to your application information and more. You will need to keep this info safe. To get your pin, go to to obtain one.

Step 3:

Gather all of the necessary documents needed to apply, including income tax returns and W-2 forms (and other records of income). Your college planner will be able to help you with this information. If you do not have your tax return completed at the time you apply, it is recommended you contact your financial accountant or seek help from a college advisor who will be able to answer any questions regarding this and find the best solution for you.

Step 4:

Complete the FAFSA between Jan. 1, 2010, and June 30, 2011 . You will need to apply as soon as possible after Jan. 1 to meet school and state aid deadlines. Apply online on If you don’t already have your PIN, you can get it when you complete the online FAFSA.

Step 5:

The U.S. Department of Education will send you your Student Aid Report (SAR) after you complete your FAFSA. Review your SAR, if necessary, make changes or corrections and submit your SAR for reprocessing. Ask your college advisor for any help and assistance on resubmitting and reprocessing your SAR.  Your complete, correct SAR will contain your Expected Family Contribution (EFC), the amount used to calculate your federal student aid eligibility.

Step 6:

The college you applying to might request additional information from you. Be sure to respond by any deadlines or you might not receive any federal student aid.

Step 7:

Your college will tell you how much aid you can get at their school. Contact the financial aid office if you have any questions about the aid being offered. First-time applicants: Review your award letters from schools to compare amounts and types of aid being offered. Decide which school to attend based on a combination of  how well you like your school and its affordability after all aid is taken into consideration.